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Plan Summaries

Plan Summaries

Summary Plan Descriptions (SPD)

Summary Plan Descriptions (SPDs) provide you with a general overview of your plan coverage. Click on the Plan Name below to open a copy of your SPD.

The purpose of an SPD is to explain the plan in a way that can be understood more easily than the formal language of the plan document. All final eligibility and payment decisions, however, must be made according to the language of the actual plan documents, which is the controlling document over the plan.

To request a copy of a plan document, write to the

UMWA Health and Retirement Funds
2121 K St. N.W., Suite 350
Washington, DC 20037

You may also call us at 202-521-2200

Summary of Benefits and Coverage (SBC)

The Summary of Benefits and Coverage (SBC) is an easy-to-understand summary about your health plan’s benefits and coverage. Click on the Plan Name below to open a copy of your SBC.

The Uniform Glossary defines terms used in health coverage and medical care. The terms that are underlined in the SBC are defined in the Glossary. Click below to see the Uniform Glossary.

To request a copy of a Summary of Benefits and Coverage document or the Uniform Glossary, write to:

UMWA Health and Retirement Funds
160 Heartland Drive
Beckley, WV 25801

You may also call us at 800-291-1425