Medical Frequently Asked Questions
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UMWA Health and Retirement Funds

Medical Frequently Asked Questions

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  • Should I have any services Pre-certified?

  • Which providers can I use for my health care?

  • Is there a list of preferred providers that I should use?

  • Can you tell me about your Primary Care Physician (PCP) network?

  • I have other insurance that I plan to keep, who is primary?

  • Should I cancel my other medical and prescription insurance coverage?

  • Is the Funds the Medicare payer for all of my medical expenses, even hospital expenses?

  • Can you further explain the Funds relationship with Medicare Part B?

  • Do I need to enroll in a Medicare Advantage Plan?

  • Does my plan cover Hearing Aids?

  • Does the Funds cover Routine Vision care?

  • Does the Funds cover Non-emergency Transportation?

  • Does the Funds cover Home Health Care services?

  • Will the Funds cover services from a Skilled Nursing Care Facility?

  • Is Preventive Care covered?

  • Is Chiropractic Care covered?