There are four trusts that provide coverage for health benefits: the UMWA Combined Benefit Fund (CBF), the UMWA 1992 Benefit Plan (92BP), the UMWA 1993 Benefit Plan (93BP) and the Prefunded Benefits Plan.
The Coal Act established the CBF and 92 BP to provide health care benefits coverage to qualified retired union miners, their dependents, and their surviving spouses. The 93BP was created outside the context of the Coal Act through collective bargaining between the United Mine Workers of America (UMWA) and the Bituminous Coal Operators’ Association (BCOA). Unlike the CBF and the 92BP, which have a statutory basis, the existence of the 93BP will continue to be determined by the outcome of the collective bargaining process.
The Funds’ four health benefit plans currently cover a total of approximately 36,000 retired union miners and dependents; the CBF accounts for about 50% of the total enrollment.
The Funds offer a broad array of medical and prescription drug services to its beneficiaries as well as numerous health and wellness programs, such as diabetes management and chronic obstructive pulmonary disease (COPD) education.
The goals of the Funds’ health programs address three principal areas:
- Accessibility. Maximize beneficiary access to medically necessary, high quality health care.
- Quality. Provide the highest attainable level of quality health care to all beneficiaries.
- Cost. Administer a cost-effective program of care coordination and management that conserves resources and uses health care revenues to provide the highest levels of service to beneficiaries.
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